Not the marketing version. Real-world fuel, maintenance, insurance, and incentives — all in one place. Choose from 251 pre-loaded vehicles and see what the math says for your situation.
↓Enter your current driving habits and we'll show you the real cost difference.
Sets gas price, electricity rate, and EV fees for your state.
US average — adjust to match your driving habits.
Reflects projected gas price increases due to geopolitical factors.
Pick a new gas car to compare against an EV.
US average ~$3.25/gal. Auto-filled if you select a state.
Oil changes, brakes, transmission, etc.
Choose your EV and customize the numbers.
Tesla offers a $500 discount for qualifying buyers.
Auto-filled based on model. Adjust for your driving style.
Check your utility bill. US avg is ~$0.16/kWh. Auto-filled if you select a state.
Many utilities offer ~30% lower rates overnight. If checked, your effective charging rate is reduced by 30% in the calculation.
Tires, wipers, cabin filter — that's mostly it
EVs can be slightly higher — check your quote
Some states charge an annual surcharge for EVs. Auto-filled if you select a state.
Methodology note: This calculator compares annual operating costs — fuel, maintenance, insurance, and fees. It does not model purchase price, depreciation, or financing, as these vary significantly by buyer. Vehicle prices are shown for ease of comparability.
Estimated savings by switching to an EV
per year
over 5 years
* Covers annual operating costs including fuel, maintenance, insurance, and EV registration fees. State incentives are amortized over 5 years. Purchase price, financing, and depreciation not included. Incentive programs change frequently — verify availability before purchasing.
Real-world data points most calculators leave out.
No oil changes, no transmission fluid, no exhaust system, no timing belts. Regenerative braking means brake pads last far longer than you'd expect. My maintenance costs boil down to wiper fluid and a set of tires every 4-5 years.
90% of my charging happens overnight at home while I sleep. I wake up to a full battery every morning — no gas station detours. At my rate, it works out to about $1.10/gallon equivalent. Many utilities also offer discounted off-peak rates for overnight EV charging, which can drop that even further.
Tesla's Full Self-Driving and Rivian's Universal Hands-Free represent the cutting edge of driver assistance. These systems handle steering, acceleration, and braking on highways and surface streets alike — turning stressful commutes and long drives into something closer to riding as a passenger. Once you experience it, unassisted driving feels like a chore.
EV insurance premiums vary widely — some carriers still charge 15-20% more, while others are beginning to offer significantly reduced rates for EVs equipped with advanced driver assistance systems, recognizing their strong safety track records. Get multiple quotes. The spread between the cheapest and most expensive can be enormous.
The federal $7,500 EV tax credit ended in September 2025, but many states still offer significant rebates and credits. On top of that, local utilities frequently offer their own incentives — rebates on charger installation, discounted charging rates, or cash back on an EV purchase. Select your state above and check with your utility. The savings stack up.
Tesla's Supercharger network spans the country with thousands of stations, and Rivian's Adventure Network is expanding fast. Add in tens of thousands of third-party high-speed chargers and coverage is rarely an issue. With 250-350 miles of range, you can drive 3-4 hours between stops — about the point most people want to stretch their legs, eat, or use a restroom anyway. A 15-20 minute charge while you do gets you back on the road.
If this helped, these referral codes get you a bonus when you order.
Use the referral link below when ordering a new Tesla. Model 3 & Y buyers receive 3 months of free Full Self-Driving. Model S, X & Cybertruck buyers receive $1,000 off.
Use the referral link below when configuring a new Rivian to receive $250 in Rivian credit and 3 months of free charging on the Rivian Adventure Network.